How To Pay Crypto

We understand the complexity added when paying by crypto, so we want to make it simple for every client. Find out more information, including how to add funding in your portal, in this guide. For questions, concerns, or anything else, direct them to us at [email protected].

Options

To facilitate a risk-free environment to you, us (‘ADVICIFAS’), and our operations, we’ve made the decision to end the usage of traditional methods of payment. This includes debit/credit card, and bank transfer payments.

We understand the complexity added when paying in crypto, so we’ve made the process simple, with numerous options of setting up and paying by crypto.

Crypto card payment

The newest and most convenient method means that you do not need to set up a crypto wallet nor wait 24 hours to proceed.

You solely log in using MoonPay and purchase USDT (ERC-20) to the value in GBP of your service cost using Apple or Google Pay.

Won't my card details be stored to the account?

This is a common question we’re asked by a number of clients, and the answer is no — your card details are not stored when this method is used.

How do I know they won't be stored?

When using Apple or Google Pay, the merchant only receives a unique, randomly generated device account number (DPAN). The DPAN is associated with your device and payment information, but is not the same as your actual card number, which remains hidden.

Crypto wallet transfer

The traditional method of paying in crypto is to:

  1. Set up a crypto wallet;
  2. Purchase your crypto; and
  3. Send your crypto to an external wallet address.

Due to new regulations imposed by the Financial Conduct Authority (FCA), this method has become increasingly complex because users now must:

  1. Wait 24-hours prior to using any crypto facilities following set up; and
  2. Answer questionnaires to gain access to those facilities.

This method adds an excessive 24-hour delay onto being able to onboard you as a client, and makes the actual set up process more difficult.

We therefore recommend this method only to clients that have a crypto wallet set up already, or for those that seek full control of their crypto experience.

Wallet set up

Below are external links to guides you can use to open different crypto wallets. Some come with additional features such as a debit card you can use to spend your crypto.

Wirex

Wirex comes with a debit card you can use to spend your crypto.

Coinbase

The Coinbase debit card is not available immediately, but becomes available over time.

Crypto.com

Crypto.com is known for its debit card and cash back features on every spend.

Nexo

Nexo is known for its excellence in Client Care and debit/credit card which can be added to Apple and Google Pay.

Paying in crypto

How you pay in crypto depends on which option you use.

Crypto card payment

Making a crypto card payment means you do not have the set up your own wallet. It takes about 5 minutes to complete, and is completely secure.

To use this method, you will need:

  1. A debit or credit card added to Apple or Google Pay;
  2. To verify that your bank or creditor institution has not completely banned crypto-based transactions. You can check this by asking your specialist directly.

To pay for your service using a crypto card payment, complete the following guide with your specialist’s assistance:

Purchasing the crypto

1. Head to your device’s App Store (e.g. App Store, Google Play Store etc) and download the app “MoonPay“.

2. Once downloaded, press the ‘Get Started‘ button and enter the email address provided by your specialist.

3. Enter the 6-digit code as provided by your specialist in the field that displays.

4. It will then log you into the MoonPay account and load the dashboard.

5. Once at the dashboard, locate the ‘Cash and crypto‘ section and press ‘Tether‘.

If ‘Tether‘ is not listed in this section, or you cannot find it. Press ‘Discover‘ at the bottom of your screen.

Press the search bar displayed at the top of the screen.

Type in ‘USDT‘, locate, and select ‘Tether (ERC-20)‘.

6. Once you’ve pressed ‘Tether‘, press the ‘Buy‘ button.

7. In the ‘Buy USDT‘ popup, enter in GBP the amount you need to pay (e.g. £500) and then press Continue.

8. In this screen, dependant on which device you’re using (e.g. Apple or Android), ensure that either Apple Pay or Google Pay is selected as the ‘pay with‘ method.

If Apple or Google Pay isn’t selected, press the ‘pay with’ section, and select either Apple Pay or Google Pay, dependant on your device’s equivalent.

9. Press ‘Buy with Pay‘ or your device’s equivalent, and finalise the transaction.

You’ve now successfully set up a payment via our crypto card payment solution. It’s easy, simple, and secure.

For any questions or concerns surrounding this method, direct these to your specialist or to us by email at [email protected].

When using Apple or Google Pay, the merchant only receives a unique, randomly generated device account number (DPAN). The DPAN is associated with your device and payment information, but is not the same as your actual card number, which remains hidden.

This means that your card is never stored to the account. However, to check for peace of mind, please do the following:

1. Head back to the MoonPay dashboard.

2. Press the ‘⛭‘ (settings) at the top right of your screen.

3. Press ‘Payment Methods‘ to display any stored payment methods.

4. Check and verify that your card has not been stored. If it has, select it, and remove it from the account.

If there are no cards displayed, this means that there’s no cards stored to the account.

For any questions or concerns surrounding the storage of cards, direct these to your specialist or to us by email at [email protected].

Crypto wallet transfer

As per our processes, when you register for your portal and log in, you will have access to a suite of features. In these features includes direct account funding.

To add funding to your account (e.g. pay for a service), follow the below steps:

1. Log in to your portal and complete 2FA.

2. Select the ‘Available Funding‘ component.

3. Press the ‘Add Funding‘ button once you’re at Funding Management.

4. In the ‘Add Funding’ popup, select the dropdown arrow.

5. In the ‘Crypto Selector’, select your preferred cryptocurrency.

6. Back in the popup, enter the amount you wish to add in GBP and press Confirm.

7. Copy the wallet address and initiate an external crypto wallet transfer in your preferred cryptocurrency using the steps as displayed.

Note: You may be asked for information under the Travel Rule. In which press “I‘m being asked for information under the Travel Rule” and enter the information provided.

8. Upon submission of your transfer via your desired crypto wallet, press Next.

9. You will then see a “Transaction in progress” screen. Press Done to close the popup.

Your transaction will then be tracked and will be automatically confirmed and credited to your account upon reaching enough confirmations on the Blockchain.

Why cryptocurrency?

We use cryptocurrency not as a trend, but as a necessity. Traditional payments like bank transfers or cards expose clients to the same institutions they’re trying to break free from — often leading to blocked accounts, frozen funds, or account closures simply for seeking help.

Cryptocurrency offers a decentralised, secure, and independent way to pay, free from interference or control. By using crypto, you can access the services you need without the risk of punishment or disruption from third parties.

We’re here to make sure your payment process is smooth, safe, and fully supported, so you can focus on reclaiming your financial freedom.

Payment terms and conditions

As our only method of payment is cryptocurrency, the terms and conditions for your payment are General.

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If you need help understanding the information supplied, get in touch.

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